Personal Loans and Lines of Credit

Personal Loans and Lines of Credit

MoneyKey Review Quote
Quick and easy
Quick and easy. Terrific customer service. Staff was knowledgeable and answered all of
my questions.

— Paula

Apply for up to $3,500◆

Get funds as soon as the same business day*


Excellent based on 2,000+ reviews

We Help You Get The Money You Need Quickly

1. Simple Application

2. Fast Approval◆

3. Quick Funding*

Why Choose MoneyKey?

MoneyKey helps underserved consumers get funds through a safe and secure platform. Since we started operations in 2011, we’ve grown steadily, reaching more than 400,000 new customers by treating our customers with respect and helping them get access to credit at a time when they most need it. Apply now, and if approved, you may have access to funds in your bank account the same business day*.

With MoneyKey you can expect:

  • A simple online process
  • Quick approval◆
  • Funds as soon as the same business day*
  • Fast and friendly customer service
  • Transparency with no hidden fees
  • A safe and secure online platform

Apply online or call our friendly Customer Care team for more information.

We've helped over 400,000 customers.
Let us help you!

◆ Not all applications are approved; duration of approval process may vary. Credit limits/loan amounts are subject to further verification criteria. If you are a returning customer, loan amounts may vary.

*If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, click here.

**You may request a draw from your Line of Credit at any time, so long as you have available credit and your account is in good standing. In the State of South Carolina, you can withdraw the total credit available to you all at once, or in smaller amounts over time as you need it, with a required minimum draw of $610.

Applications submitted on this website may be originated by one of several lenders, including: CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is provided by CC Flow. Additionally, CC Flow maintains critical control over loan origination, underwriting approvals, and regulatory and compliance oversight management. MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and you will maintain your CC Flow Line of Credit account through MoneyKey.

Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page.

MoneyKey – TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. In the State of California, MoneyKey – CA, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law License No.1004516.

Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey.