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Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms Page.
MoneyKey is licensed as a Credit Services Organization (CSO) and Credit Access Business (CAB) in the states Ohio and Texas, respectively. MoneyKey loans in these states are funded by an unaffiliated third-party lender and are serviced by MoneyKey.

*Not all applications will be approved. The date and time funds are made available to you are subject to your bank's policies. 
**You can rescind your loan at no cost within three (3) business days of the effective date of your agreement by phone at 1-866-255-1668 or via email at customercare@moneykey.com. If you rescind your loan, you will be responsible for returning the entire amount borrowed back to us. Otherwise, your loan will remain outstanding and you will be responsible for repaying the loan in accordance with the payment schedule in your loan agreement.

Transparent Rates

We make sure you understand the rates and terms before you borrow.  Click to view rates and terms.

Next Day Funding*

If approved, you may receive your funds as early the next business day.

3 Business Day Cancellation**

MoneyKey allows you to cancel your loan without any penalties within 3 business days.

Why Choose MoneyKey ?

Simple Application

Your application only takes a few minutes to complete and you may qualify for same day approval.

State Licensed

MoneyKey is state licensed and follows all applicable federal and state regulations.

How Does MoneyKey Work?

Submit your online application to find out if you qualify for a loan.

Verify Details

Get Cash

Submit an Online Application that takes only a few minutes.

Our Customer Care team will contact you to verify your information.

If approved, the funds will be deposited into your bank account within 1 business day*.

Rates and Terms

You must reside in one of the states above to qualify for a MoneyKey Installment Loan. Please note that the installment loan rates and terms vary by state. 

Select Your State:

DelawareIllinoisOhioNew MexicoTexasUtah

Get a Loan of up to $1000 within 1 business day*

Over 180,000 Customers

Our highly trained customer care team has served more than 180,000 customers.

MoneyKey offers & arranges short-term credit products to consumers via a safe and secure online platform.

Next Day Funding

I found myself in need of some immediate funds and timing was crucial.... Within 15 minutes after submitting my online application a customer representative gave me a call and we walked through their process and my request was funded the next day. "  

-Jay

Reasonable Payments!

" I would highly recommend using Moneykey when you need fast cash. Payments were very reasonable and if a problem making a payment came up, the Consultants were fantastic! Thanks, MoneyKey. "  

-Glenn

Find out what our customers have to say about MoneyKey:

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