Customer Service
The staff is always very friendly and helpful! I appreciate the quick response to customer
service! Thank you!
– Jessica
Quick application process to get you the money you need♦.
The flexibility to choose how much to draw**.
A good payment history over time may increase your credit limit†.
Extraordinary customer care.
The CC Flow Line of Credit is offered by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is offered through MoneyKey.
So long as you have an Outstanding Balance, you will have to make Minimum Payments. Each Minimum Payment consists of:
Each Minimum Payment includes a contribution towards your principal balance to ensure you are always paying down your Line of Credit. The Mandatory Principal Contribution will vary depending on your income frequency. Refer to your Line of Credit Agreement, or any amendments, for more information. Apply Now!
Your Line of Credit Agreement, or any amendments, will indicate the specific Billing Cycle Charges applicable to your Line of Credit. As you move through your credit journey, you may also be eligible for reduced Billing Cycle Charges and/or increased credit limits based on your payment history over time†. See the Billing Cycle Charge Table below.
| If the “Average Daily Principal Balance” appearing on your periodic statement is: | If you are paid weekly, bi-weekly or semi-monthly, your Billing Cycle Charge will be: | If you are paid monthly, your Billing Cycle Charge will be: |
| $0.01 - $40.00 | $0.00 | $0.00 |
| $40.01 - $100.00 | $3.00 | $7.00 |
| $100.01 - $200.00 | $8.00 | $15.00 |
| $200.01 - $300.00 | $15.00 | $35.00 |
| $300.01 - $400.00 | $25.00 | $55.00 |
| $400.01 - $500.00 | $30.00 | $70.00 |
| $500.01 - $600.00 | $40.00 | $90.00 |
| $600.01 - $700.00 | $50.00 | $110.00 |
| $700.01 - $800.00 | $60.00 | $125.00 |
| $800.01 - $900.00 | $65.00 | $145.00 |
| $900.01 - $1,000.00 | $75.00 | $165.00 |
| $1,000.01 - $1,100.00 | $85.00 | $180.00 |
| $1,100.01 - $1,200.00 | $95.00 | $200.00 |
| $1,200.01 - $1,300.00 | $100.00 | $220.00 |
| $1,300.01 - $1,400.00 | $110.00 | $235.00 |
| $1,400.01 - $1,500.00 | $120.00 | $255.00 |
| $1,500.01 - $1,600.00 | $125.00 | $275.00 |
| $1,600.01 - $1,700.00 | $135.00 | $290.00 |
| $1,700.01 - $1,800.00 | $145.00 | $310.00 |
| $1,800.01 - $1,900.00 | $155.00 | $330.00 |
| $1,900.01 - $2,000.00 | $160.00 | $345.00 |
| $2,000.01 - $2,100.00 | $170.00 | $360.00 |
| $2,100.01 - $2,200.00 | $180.00 | $385.00 |
| $2,200.01 - $2,300.00 | $190.00 | $400.00 |
| $2,300.01 - $2,400.00 | $195.00 | $420.00 |
| $2,400.01 - $2,500.00 | $205.00 | $440.00 |
| $2,500.01 – $2,600.00 | $215.00 | $460.00 |
| $2,600.01 – $2,700.00 | $220.00 | $480.00 |
| $2,700.01 – $2,800.00 | $230.00 | $495.00 |
| $2,800.01 – $2,900.00 | $240.00 | $515.00 |
| $2,900.01 – $3,000.00 | $245.00 | $535.00 |
| $3,000.01 – $3,100.00 | $255.00 | $555.00 |
| $3,100.01 – $3,200.00 | $265.00 | $570.00 |
| $3,200.01 – $3,300.00 | $275.00 | $585.00 |
| $3,300.01 – $3,400.00 | $280.00 | $605.00 |
| $3,400.01 – $3,500.00 | $290.00 | $625.00 |
*If you are an existing customer, please refer to your Line of Credit Agreement, or any amendments, for more information.
